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For many years, we've been working with investment consultants to make the best use of our money. The accuracy and consistency of the advice have been in question, but we never cared about it much until the time we started having decisions. And now that software is now taking over the planet, we have choices which are based on analytics and automation.

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These include:.

Betterment: Betterment is a robo-advisor which manages more than $2 billion in 93,000 accounts. For the management of the asset, the company utilizes index funds and an automated allocation system on the grounds of an investors risk tolerance and time interval. It assists people to have better control on their wealth and to grow it with the help of advanced technology.

Wealthfront: Wealthfront is the worlds largest automated investment agency with over $2.5 billion in client assets. It manages a searchable, continually rebalanced portfolio of index funds on the customers behalf at a really low cost and in an extremely tax-efficient manner. It does not charge fees on the first $10,000 and charges only 0.25percent annually on assets in excess of $10,000.

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Nowthey are raising the bar by lowering the minimum amount necessary to open an Wealthfront account to just $500. .

Motif Investing: Motif Investing, a Silicon Valley-based company, is an online brokerage which allows investors to invest in stock and bond portfolios built around regular ideas and broad economic trends, and produce customized motifs. The company has developed a unique financial product known as themes which works like cheap exchange-traded funds.

Until now, the company has raised $126.5 Million in six Rounds of funding. Investors include Foundation Capital, Goldman Sachs, Ignition Partners and Norwest Venture Partners. Board members include former SEC Chairman Arthur Levitt and former Wall Street Executive Sallie Krawcheck. .

FutureAdvisor: FutureAdvisor is looking to bring top-flight wealth management services to the middle course. Unlike other services that target typically tech-savvy and wealthier users, the normal FutureAdvisor client has approximately $100,000 to invest and has multiple accounts with different institutions. In certain ways, FutureAdvisors service is very similar to other offerings on the market; it utilizes algorithms to maximize the portfolio to get a potential customer.

If a customer want FutureAdvisor to really execute an investment strategy, the company can accomplish that. .

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Personal Capital: The companys service combines free tools that gather and analyze all the investor's financial data with a financial advisor to help manage and grow his investments. The company has managed over $800 million invested by clients. The companys services are used by over 600,000 Americans to track $100 billionin accounts on the free view it software. .

Hedgeable: Founded in 2009, the company automates sophisticated investing for busy professionals in less than five minutes with no minimum investment required. It brings the wealth management solutions of this ultra-high worth to the masses. It's developed several proprietary systems to offer services which were formerly only available to this ultra-high net worth, like risk management, hedging, bitcoin investing, influence investing and personal equity.

Nutmeg: Specializing in investments, ISAs and pensions, the company provides an online investment support thats intelligent, straightforward and fair. Until now, the company has obtained $37.3 million in two rounds of funding.

Wealth Horizon: A low-cost online provider, Wealth Horizon offers investors investment information starting from no more than 12.50. The company is targeting savers that fall into the so-called advice gap(those who dont want to pay the high cost for a financial advisers experience ).

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Swanest: Based from London, Swanest is an online automated wealth manager using intelligent technology to build and manage custom-fit investment plans.   The company helps their clients to reach their potential financial objectives.

MoneyFarm: MoneyFarm, the only online financial adviser in Italy, supplies first-class investment advisory to both small savers through a scalable, UX-driven, enjoyable and hassle-free platform. The go to website companys clients are able to build build their portfolio with MoneyFarms asset allocation recommendations, manage it through the years and implement all the transactions in a very straightforward and efficient way. .